Adopt Without DebtCreative Ways to Cover the Cost of Adoption

Adopt Without Debt: Creative Ways to Cover the Cost of Adoption
by Julie Gumm

Julie Gumm

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I receive calls on my show all the time about how you have to go into debt to adopt.  Julie Gumm is living proof & a testament to the fact you can adopt without ANY debt.  I highly recommend reading "Adopt Without Debt" if you are considering adoption."

-- Dave Ramsey, Best-selling author & nationally syndicated radio host

I've been waiting for a book like this for almost a decade. The reality has been that finances are often the biggest obstacle to adopting a child. Thanks to Julie Gumm that reality is going to change.
 --Dan Cruver, Director of Together for Adoption

I highly recommend Adopt Without Debt as a must-read for any adoptive parent looking to discover creative ways to afford their adoption. The ideas in this book work!
--Carolyn Twietmeyer, Founder & Executive Director of Project Hopeful

Julie is married to her high-school sweetheart and the mother of four children from two continents. She and her husband Mark finished pay off $235,000 in debt, including their house, in 2008. They have been dreaming and living God-sized, debt-free dreams ever since.

Julie blogs about their crazy, fun-filled life at fourplusmore.com. She loves networking with other adoptive parents and speaking to groups on adoption, global orphan care and financial freedom.

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